Who must be named as additional insureds on the insurance policies for a Surestay Hotel By Best Western?
Surestay_Hotel_By_Best_Western Franchise · 2025 FDDAnswer from 2025 FDD Document
All such insurance must be with insurers having the minimum ratings we specify, name as additional insureds the parties we specify in the Standards, and carry the endorsements and notice requirements we specify in the Standards.
Source: Item 23 — Receipts (FDD pages 88–286)
What This Means (2025 FDD)
According to Surestay Hotel By Best Western's 2025 Franchise Disclosure Document, franchisees are required to maintain several types of insurance, including commercial general liability, employment practices, automobile liability, cyber security liability, and statutory workers' compensation insurance. The specific amounts for each type of insurance are detailed in the brand's Standards.
All insurance policies obtained by Surestay Hotel By Best Western franchisees must be with insurers that have at least the minimum ratings specified by the company. Furthermore, the policies must name as additional insureds the parties that Surestay Hotel By Best Western specifies in its Standards.
To ensure compliance, franchisees must provide Surestay Hotel By Best Western with certificates and other documents upon request. These documents serve as evidence that the franchisee has secured insurance policies that meet the current insurance requirements outlined in the brand's Standards.