When is garage-keeper's liability insurance required for a Sonesta Simply Suites franchise?

According to Sonesta Simply Suites's 2025 Franchise Disclosure Document, garage-keeper's liability insurance is required to the extent that the hotel operations include parking operations. The insurance limit must be adequate to cover the full actual value of all automobiles that are in the franchisee's care, custody, and control at any one time.

This means that if a Sonesta Simply Suites franchisee offers parking services as part of their hotel operations, they must obtain garage-keeper's liability insurance. This insurance protects the franchisee against liability for damage to customers' vehicles while they are parked on the property. The required coverage amount is determined by the total value of all vehicles that could be in the franchisee's care at any given moment.

It is important for prospective franchisees to carefully assess whether their Sonesta Simply Suites location will include parking operations. If parking is offered, franchisees should obtain sufficient garage-keeper's liability insurance to meet the franchisor's requirements and adequately protect their business from potential claims. Franchisees should consult with insurance professionals to determine the appropriate coverage limits based on the anticipated volume and value of vehicles parked at their location.