**"). The Effective Date is the date on which Franchisor signs this Agreement as shown beneath Franchisor's signature hereto.

1. RED WAGON CLUB FRANCHISE.

Franchisor grants franchises (each a "Franchise") for the right to operate non-legal membershipbased businesses (each a "RWC Business") that are identified by, and whose products and services are identified by, the trademark Red Wagon ClubTM (together with other trademarks and service marks Franchisor designates from time to time, the "Marks"), that offer, separately from and as a complement to existing affiliated law firm businesses (each a "Law Firm Business"), a variety of non-legal social events, estate planning seminars, and membership benefits to clients ("Members") who have signed membership agreements ("Membership Agreements") with Franchisor or its affiliate, and that are developed and operated using certain business formats, methods, procedures, standards, and specifications that Franchisor specifies and that Franchisor may further develop or otherwise modify (collectively, the "System"). Franchisee has asked Franchisor to grant Franchisee a Franchise. To support Franchisee's request, Franchisee and, if applicable, its owners have provided Franchisor with information about Franchisee and its background, experience, skills, financial condition and resources (the "Application Materials"). In reliance on, among other things, the Application Materials, Franchisor is willing to grant a Franchise on the terms and conditions contained in this Agreement.

Source: Item 22 — CONTRACTS (FDD page 47)