Does Gold Star offer indirect financing to franchisees?
Gold_Star Franchise · 2025 FDDAnswer from 2025 FDD Document
Neither Gold Star nor any agent or affiliate of Gold Star offers direct or indirect financing. Neither Gold Star nor any affiliate guarantees your obligations to third parties or receives payments for the placement of franchisee financing.
Source: Item 10 — Financing (FDD page 26)
What This Means (2025 FDD)
According to the 2025 Gold Star Franchise Disclosure Document, Gold Star does not offer direct or indirect financing to franchisees. Gold Star also does not guarantee any obligations the franchisee may have with third parties, nor do they receive payments for placing franchisee financing.
This means that prospective Gold Star franchisees will need to secure their own financing through banks, credit unions, or other lending institutions. Franchisees should consider this when planning their initial investment and ongoing operational costs. It is common in the franchise industry for franchisors to not offer financing, as it adds risk and complexity to their business model.
Because Gold Star does not offer financing, franchisees should carefully review their financial resources and explore all available financing options. They should also consult with financial advisors to determine the best course of action for their individual circumstances. This is a standard practice in franchising, as franchisees are typically responsible for securing their own funding.