What page number in the FDD covers Eos Worldwide's PCI compliance?
Eos_Worldwide Franchise · 2025 FDDAnswer from 2025 FDD Document
8.4 PCI Compliance.
If you accept credit card payments, you are required to maintain your credit card processing hardware and software in compliance with the Payment Card Industry ("PCI") Data Security Standard. It is your responsibility to maintain and report your PCI compliance, which encompasses operational policies and practices as well as networks and computer hardware/software used to process credit card transactions, as well as attesting that you are abiding by (i) the PCI Data Security Standard enacted by the applicable card associations (as they may be modified from time to time or as successor standards are adopted); and (ii) all other security standards and guidelines that may be published from time to time by payment card companies and/or enacted by law, and are applicable to customer credit card and debit card information. If you know or suspect a security breach, you must immediately notify both your credit card transaction acquirer and us. You assume all responsibility for providing notice of breach or compromise, along with duties and costs associated with fraudulent transactions, penalties, and ongoing fees for monitoring customer credit card histories and/or transactions for affected Clients of your Franchise.
Source: Item 23 — RECEIPTS (FDD pages 74–246)
What This Means (2025 FDD)
According to Eos Worldwide's 2025 Franchise Disclosure Document, the section regarding PCI compliance can be found on page 98. Specifically, section 8.4 details the franchisee's responsibilities related to maintaining PCI Data Security Standards if they accept credit card payments.
The FDD emphasizes that it is the franchisee's responsibility to ensure their credit card processing hardware and software adhere to the Payment Card Industry (PCI) Data Security Standard. This includes maintaining and reporting PCI compliance, which covers operational policies, practices, networks, and computer hardware/software used for processing credit card transactions. Franchisees must also attest to abiding by the PCI Data Security Standard enacted by card associations and all other security standards and guidelines published by payment card companies or enacted by law.
Furthermore, the Eos Worldwide FDD states that franchisees are required to immediately notify both their credit card transaction acquirer and Eos Worldwide in the event of a known or suspected security breach. The franchisee assumes all responsibility for providing breach notifications, covering costs associated with fraudulent transactions, penalties, and ongoing fees for monitoring customer credit card histories and transactions for affected clients of their franchise. This highlights the importance of franchisees taking proactive measures to protect client data and maintain PCI compliance to mitigate potential financial and reputational risks.