Who is responsible for the safety and well-being of Dryject employees and customers of the franchised business?
Dryject Franchise · 2025 FDDAnswer from 2025 FDD Document
Franchised Business or otherwise, or for any claim or judgment against Us arising from Your operation of the Franchised Business. You shall indemnify, defend and hold Us harmless and hold harmless Our officers, directors, shareholders, members, managers and employees, and agents from and against any and all claims, costs, obligations, and causes of action, arising directly or indirectly from any act or omission of Yours or any of Your shareholders, directors, members, managers, officers, employees, representatives or agents, as a result of, or in connection with, Your operation of the Franchised Business, the actions of any of Your shareholders, directors, members, managers, officers, employees, representatives or agents, or any action arising from an allegation of a violation of labor or employment law; or by reason of any act occurring on, at or from the premises of the Franchised Business or by reason of an omission relating to the operation of the Franchised Business, as well as the costs, including reasonable accountants', attorneys' and expert witness fees, costs of investigation and proof of facts, court costs, other litigation expenses and travel and living expenses We incur in defending against such claims or actions. As between Us and You, You are solely responsible for the safety and well-being of Your employees and the customers of the Franchised Business. This indemnity shall continue in full force and effect subsequent to and notwithstanding the expiration or termination of this Agreement or any renewal term.
- (b) You agree to maintain insurance as follows:
- (i) With respect to all insurable properties, You shall maintain or cause to be maintained, all-risk property insurance against loss or damage to business and personal property of the Franchised Business in amounts not less than the replacement cost of such property;
- (ii) You shall maintain or cause to be maintained commercial general liability insurance, including premise liability, products/completed-operations and contractual liability, covering claims for bodily injury or property damage caused as a result of the operation of the Franchised Business and pursuant to this Agreement in amounts set forth in the Operations Manual, currently not less than One Million Dollars ($1,000,000.00) for each occurrenc
Source: Item 8 — BUSINESS RELATIONSHIP (FDD pages 68–229)
What This Means (2025 FDD)
According to Dryject's 2025 Franchise Disclosure Document, the franchisee is solely responsible for the safety and well-being of their employees and customers. This means that the franchisee is accountable for all aspects of safety within their Dryject business.
To mitigate potential risks, Dryject requires franchisees to maintain specific insurance coverage. This includes all-risk property insurance to cover loss or damage to business and personal property, with coverage amounts not less than the replacement cost of the property. Additionally, franchisees must maintain commercial general liability insurance, including premise liability, products/completed-operations, and contractual liability. The minimum coverage required is $1,000,000 for each occurrence and $2,000,000 general aggregate, written on an occurrence basis.
The franchisee is also required to indemnify and defend Dryject against any claims, costs, obligations, and causes of action arising directly or indirectly from any act or omission of the franchisee or their personnel. This includes actions related to the operation of the franchised business, the actions of employees, or any allegation of a violation of labor or employment law. This obligation extends to covering Dryject's costs, including accountants', attorneys', and expert witness fees, costs of investigation, court costs, and other litigation expenses.