Does the Dryject FDD specify if the insurance coverage amounts are subject to change?

According to Dryject's 2025 Franchise Disclosure Document, Dryject does reserve the right to modify the required insurance coverage for franchisees. Specifically, Dryject has the authority to increase the minimum coverage limits and to introduce new types of required insurance.

This means that a Dryject franchisee could face increasing insurance costs over time. The franchisee's initial insurance coverage, including commercial automobile liability insurance of not less than $1,000,000, workers' compensation insurance, and an umbrella policy of not less than $1,000,000, could be raised during the franchise term.

Dryject details that these changes or additions to coverage requirements will be set forth in greater detail in the Operations Manual. Therefore, it is important for a prospective franchisee to carefully review the Operations Manual and to discuss potential future insurance costs with existing franchisees to fully understand the potential financial implications.