What is the minimum aggregate limit required for comprehensive general liability insurance for a Deer Solution franchise?

According to Deer Solution's 2025 Franchise Disclosure Document, franchisees must maintain comprehensive general liability insurance with specific coverage limits. This insurance must be written on an occurrence basis and extended to include contractual liability, product liability, products and completed operations, and personal and advertising injury.

The policy must have a combined bodily injury and property damage limit of at least $1,000,000 per occurrence and $2,000,000 in aggregate. Additionally, a pesticide exposure coverage rider of at least $1,000,000 is required, along with a per location aggregate endorsement. If the policy is written on a claims-made form, the franchisee must have at least one year of tail coverage.

These insurance requirements are designed to protect both the franchisee and Deer Solution from potential liabilities arising from the operation of the business. Franchisees should consult with their insurance carrier to determine the level of coverage necessary for their specific circumstances, as higher exposures may require higher limits. Ensuring adequate insurance coverage is a critical aspect of operating a Deer Solution franchise and complying with the terms of the Franchise Agreement.