From whom must a Deer Solution franchisee obtain the required insurance coverage?

According to Deer Solution's 2025 Franchise Disclosure Document, franchisees must obtain the required insurance coverage from a responsible carrier that is reasonably acceptable to Deer Solution. The insurance policies, except for workers' compensation, must name Deer Solution, its officers, directors, shareholders, partners, agents, representatives, and independent contractors as additional insureds. The insurance carrier must provide Deer Solution with at least 30 days' prior written notice in the event of a material alteration to, or cancellation of, any insurance policy. A certificate of insurance must be furnished to Deer Solution at the earlier of 90 days after the Effective Date of the Franchise Agreement or prior to the commencement of the initial training program.

The insurance coverage must be at least as comprehensive as the minimum requirements set forth in the Franchise Agreement. Franchisees are advised to consult their carrier representative to determine the level of coverage necessary for the Franchised Business, as higher exposures may require higher limits.

Deer Solution may designate suppliers for various goods and services, but the FDD does not explicitly state that franchisees are restricted to obtaining insurance coverage from a specific, designated supplier. However, the insurance carrier must be acceptable to Deer Solution, giving Deer Solution some level of control over the franchisee's choice of insurance provider. If a franchisee wants to use a supplier that has not been previously approved, they must submit a written request for approval, which may include a supplier review and testing fee. Deer Solution will notify the franchisee of their approval or disapproval within 60 days after receiving the request and all required information.