EXHIBIT 12 ELECTRONIC TRANSFER AUTHORIZATION

AUTHORIZATION TO HONOR CHARGES DRAWN BY AND PAYABLE TO CLOSETS UNLIMITED OF NEW JERSEY, INC. ("COMPANY")

Depositor hereby authorizes and requests (the "Depository") to initiate debit and credit entries to Depositor's  checking or  savings account (select one) indicated below drawn by and payable to the order of Closets Unlimited of New Jersey, Inc. by Electronic Funds Transfer, provided there are sufficient funds in said account same as if it were a check drawn by the Depository and signed by Depositor. Depositor further Depositor agrees that the Depository's rights with respect to each such charge shall be the agrees that if any such charge is dishonored, whether with or without cause and whether intentionally or inadvertently, the Depository shall be under no liability whatsoever. Depository Name: City: State: Zip Code: Transit/ABA Number: Account Number: notification from Closets Unlimited and Depositor of its termination. This authority is to remain in full force and effect until Depository has received written Depositor: (Please Print) Date Signed Signature(s) of Depositor, as Printed Above Please attach a voided blank check, for purposes of setting up Bank and Transit Numbers.

ITEM 23 RECEIPTS

Two copies of an acknowledgment of your receipt for this disclosure document appear as the last pages of the disclosure document. Please date, sign, and return one copy to us and keep the other with this disclosure document for your records.

Exhibit A

STATE ADMINISTRATORS/AGENTS FOR SERVICE OF PROCESS

Closets Unlimited of New Jersey, Inc.

STATE ADMINISTRATORS/ DESIGNATION OF AGENT FOR SERVICE OF PROCESS

Listed here are the names, addresses and telephone numbers of the state agencies having responsibility for the franchising disclosure/registration laws. Where we are registered to sell franchises, we have appointed the state agency, or as noted below, a state officer, as our agent for service of process in the state. We may not yet be registered to sell franchises in any or all of the states listed. There may be states in addition to those listed below in which we have appointed an agent for service of process. There may also be additional agents appointed in some of the states listed.

| CALIFORNIA Department of Financial Protection and Innovation 320 West Fourth Street, Suite 750 Los Angeles, California 90013-2344 (866) 275-2677 Agent: California Commissioner of Financial Protection and Innovation | NORTH DAKOTA North Dakota Securities Department 600 East Boulevard Avenue State Capitol Fifth Floor Dept. 414 Bismarck, North Dakota 58505-0510 (701) 328-4712 Agent: North Dakota Securities Commissioner

Source: Item 23 — RECEIPTS (FDD pages 59–238)