Does the Cinnaholic franchise agreement specify adequate limits for comprehensive crime and blanket employee dishonesty insurance?

According to Cinnaholic's 2025 Franchise Disclosure Document, franchisees are required to secure and maintain certain insurance policies during the term of the franchise agreement. Among these is the requirement to maintain "adequate limits for comprehensive crime and blanket employee dishonesty insurance."

While the agreement mandates this type of insurance, it does not specify the exact coverage limits that Cinnaholic franchisees must obtain. The determination of what constitutes "adequate limits" is left to interpretation and may vary based on factors such as location, sales volume, and perceived risk.

Prospective franchisees should discuss with Cinnaholic what specific coverage amounts are considered adequate to fulfill this requirement. It would be prudent to consult with an insurance professional experienced in franchise businesses to determine appropriate coverage levels for their specific circumstances and to ensure full compliance with the franchise agreement.