What insurance-related documentation must a Churchs Chicken Developer furnish to Cajun before opening a Franchised Restaurant?

According to Churchs Chicken's 2025 Franchise Disclosure Document, before opening a franchised restaurant, a developer must furnish Cajun with copies of all insurance policies required by Section 8 of the agreement, or other evidence of insurance coverage and payment of premiums as Cajun may reasonably request. This is one of several pre-opening conditions that must be met.

This requirement ensures that the Churchs Chicken franchisor, Cajun, is protected from potential liabilities associated with the restaurant's operations. By requiring developers to provide proof of adequate insurance coverage, Cajun minimizes its risk exposure related to property damage, personal injury, or other claims that may arise.

It is important for prospective Churchs Chicken franchisees to carefully review Section 8 of the franchise agreement and the operations manual to understand the specific types and amounts of insurance coverage required. Franchisees should also maintain detailed records of their insurance policies and premium payments to readily provide this information to Cajun when requested.