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Under what circumstances am I required to indemnify Chocolate Fish Coffee?

Chocolate_Fish_Coffee Franchise · 2024 FDD

Answer from 2024 FDD Document

Type of Fee Amount Due Date Remarks
Our actual cost On demand Payable only if (1) we audit you because
you have failed to submit required reports
or other non-compliance, or (2) the audit
concludes that you under-reported gross
sales b
period
Payable only if we conduct an inspection
of your business because of a
governmental report, customer complaint
or other customer feedback, or your
default or non-compliance with any
system specification.
We may cure your non-compliance on
your behalf (for example, if you do not
have required insurance, we may purchase
insurance for you), and you will owe our
costs plus a 10% administrative fee.
$10,000 plus any Payable if you sell your business.
broker fees and other
out-of-pocket costs
we incur
An amount equal to
royalty fees and
Brand Fund
contributions for the
lesser of (i) 2 years
or (ii) the remaining
weeks of the
franchise term.
Our costs and losses You must indemnify and defend (with
from any legal counsel reasonably acceptable to us) us
action related to the and our affiliates against all losses in any
operation of your action by or against us related to, or
franchise alleged to arise out of, the operation of
your franchise (unless caused by our
misconduct or negligence).

Source: Item 6 — OTHER FEES (FDD pages 10–13)

What This Means (2024 FDD)

According to Chocolate Fish Coffee's 2024 Franchise Disclosure Document, franchisees are required to indemnify and defend Chocolate Fish Coffee and its affiliates against losses from legal actions related to the operation of their franchise. This includes covering Chocolate Fish Coffee's costs and losses from any legal action by or against them that is related to, or alleged to arise out of, the operation of the franchise. This indemnification includes providing legal counsel that is reasonably acceptable to Chocolate Fish Coffee.

In practical terms, this means that if a customer sues Chocolate Fish Coffee because of something that happened at your franchise location (for example, a slip-and-fall incident), you, as the franchisee, would be responsible for covering Chocolate Fish Coffee's legal expenses and any resulting damages. This obligation to indemnify Chocolate Fish Coffee exists unless the legal action is caused by Chocolate Fish Coffee's own misconduct or negligence.

This requirement to indemnify the franchisor is a common clause in franchise agreements. It is important for prospective franchisees to understand that they are taking on a significant financial responsibility to protect the franchisor from liabilities associated with the operation of their specific franchise location. Franchisees should consult with an attorney to fully understand the scope of this indemnification and ensure they have adequate insurance coverage to protect themselves against potential claims.

Disclaimer: This information is extracted from the 2024 Franchise Disclosure Document and is provided for research purposes only. It does not constitute legal or financial advice. Consult with a franchise attorney before making any investment decisions.