According to the 2025 FDD, the North Pole Coffee Express, a Chesters franchisee, has a payment schedule that includes an initial payment followed by a series of subsequent payments. Specifically, the payment schedule outlines one payment of $5,000.00, followed by 47 payments of $1,432.15. This schedule is part of an Equipment Finance Agreement.

In total, the North Pole Coffee Express is required to make 48 payments under this agreement. This financing arrangement includes interest at a rate of 9.00% per annum on the unpaid financed amount, calculated on a 360-day year (12 months of 30 days each).

Prospective Chesters franchisees should carefully review all payment schedules and financing terms to fully understand their financial obligations. It is important to consider the interest rate and the total number of payments when evaluating the overall cost of financing equipment or other aspects of the franchise.