Are there any agreements related to financing a Chesters franchise included in the FDD?

Based on the 2025 FDD, there is no mention of any financing agreements offered by Chesters International, LLC. The document does not describe any direct or indirect financing options that Chesters provides to franchisees. The FDD details various aspects of the franchise opportunity, such as fees, restrictions on products and services, and the obligations of both the franchisor and franchisee, but it omits information regarding financial assistance.

Given the absence of details on financing, prospective franchisees should directly inquire with Chesters International, LLC about potential financing options. This inquiry should cover whether Chesters has relationships with preferred lenders, if they offer internal financing programs, or if they can provide guidance on securing funding from third-party sources. Understanding the available financing options is crucial for assessing the overall affordability and feasibility of investing in a Chesters franchise.

While the FDD does not provide information on financing, it does mention that during 2024, Chesters received $37,118,501 from direct franchisee purchases of certain equipment and proprietary food products and from purchases by unaffiliated suppliers and grocery wholesalers to whom they sold certain equipment and proprietary food products for resale to their franchisees. This figure represents 91.97% of their total revenue of $40,358,110. The FDD also estimates that the cost of purchases from designated or approved suppliers will be approximately 70% to 95% of the total cost to establish, and approximately 20% to 40% of the total annual cost to operate, your Restaurant.