Where can Chesters franchisees find more information about financing through Ascentium?

According to Chesters's 2025 Franchise Disclosure Document, details regarding financing options through Ascentium Financial Services can be found in Item 10 of the FDD. Specifically, Item 8 mentions that if a franchisee obtains financing for core equipment, signage, fixtures, and supplies through Ascentium, the purchase price for these items will be the current bona fide wholesale price plus an additional 5% to 10%. This additional charge is to offset the amount Ascentium deducts from their payment to Chesters as part of their arrangement to reduce the interest rate for the franchisee.

This arrangement between Chesters and Ascentium could be beneficial for franchisees seeking financing, as it potentially lowers the interest rate on their loans. However, it's important to note that the purchase price of core equipment, signage, fixtures, and supplies will be higher when financing through Ascentium due to the additional 5% to 10% charge. Franchisees should carefully evaluate the terms of the financing offered by Ascentium, including interest rates, repayment schedules, and any other fees, to determine if it is the most cost-effective option for their specific circumstances.

Prospective franchisees should review Item 10 of the 2025 FDD to gain a comprehensive understanding of the financing options available through Ascentium, including the specific terms and conditions of the financing, the eligibility requirements, and any other relevant information. It is also advisable to compare Ascentium's financing options with those offered by other lenders to ensure they are making an informed decision that aligns with their financial goals and capabilities.