Who must be identified as an additional insured on all Bumper Man insurance coverage, and what is their address?
Bumper_Man Franchise · 2025 FDDAnswer from 2025 FDD Document
All insurance coverage will identify as an additional insured Bumper Man, Inc., 1432 Airport Blvd, Mesquite, TX, 75181.
Source: Item 8 — RESTRICTIONS ON SOURCES OF PRODUCTS AND SERVICES (FDD pages 18–20)
What This Means (2025 FDD)
According to Bumper Man's 2025 Franchise Disclosure Document, Bumper Man, Inc. must be identified as an additional insured on all insurance coverage. The address for Bumper Man, Inc. is 1432 Airport Blvd, Mesquite, TX, 75181.
This requirement means that Bumper Man franchisees must ensure their insurance policies include Bumper Man, Inc. as an additional insured party. This protects Bumper Man, Inc. from potential liabilities arising from the franchisee's operations. It is a common practice in franchising to include the franchisor as an additional insured to mitigate risks and ensure brand protection.
Prior to commencing operations, franchisees must provide certificates of insurance, copies of insurance policies, and any other related documentation requested by Bumper Man to evidence that the required insurance is in place. This verification process ensures that franchisees meet the insurance obligations outlined in the Franchise Agreement. Franchisees must also provide updated documentation annually upon renewal of each policy and in the event of any changes to the policy. Bumper Man also retains the right to modify the insurance requirements at any time, with such modifications described in the Manual.