What documentation must a Bumper Man franchisee provide to evidence that they have the required insurance?
Bumper_Man Franchise · 2025 FDDAnswer from 2025 FDD Document
You must provide certificates of insurance, copies of insurance and other related documentation that we may request evidencing that you have the required insurance prior to beginning operation of your Bumper Business, annually upon the renewal of each policy and in the event of any change to any policy. We reserve the right to modify the insurance requirements at any time, and any such modifications will be described in the Manual.
Source: Item 8 — RESTRICTIONS ON SOURCES OF PRODUCTS AND SERVICES (FDD pages 18–20)
What This Means (2025 FDD)
According to Bumper Man's 2025 Franchise Disclosure Document, a franchisee must provide evidence of the required insurance coverage. Specifically, the franchisee must submit certificates of insurance, copies of the insurance policies, and any other related documentation that Bumper Man may request. This documentation must be provided before the franchisee begins operating their Bumper Business.
Furthermore, the franchisee must provide these documents annually upon the renewal of each policy and whenever there is any change to any policy. This ensures that Bumper Man remains informed about the franchisee's insurance coverage and can verify that it continues to meet the franchisor's requirements.
Bumper Man also retains the right to modify the insurance requirements at any time, with any such changes being detailed in the Manual. This means that franchisees need to stay updated on any potential changes to the insurance requirements and be prepared to provide updated documentation as needed. This ongoing requirement ensures that the franchisee maintains adequate insurance coverage throughout the term of the franchise agreement.