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What was the change in accounts payable and accrued expenses for Big Apple Bagels in 2024?

Big_Apple_Bagels Franchise · 2025 FDD

Answer from 2025 FDD Document

Years Ended November 30, 2024, 2023 and 2022
2024 2023 2022
Operating Activities
Net Income $ 433,770 $ 432,927 $ 429,951
Adjustments to reconcile net income to cash
flows provided by operating activities:
Depreciation - - 748
Provision for doubtful accounts (recoveries) 22,230 18,000 (3,005)
Loss on sales-type lease termination 11,659 - (5,319)
Deferred income tax (benefit)/expense 4,150 19,448 75,966
Changes in:
Trade accounts, notes and lease receivable (278) (32,537) (28,999)
Marketing Fund contributions receivable (2,399) (2,184) 13,275
Prepaid expenses and other assets 14,253 23,594 (12,186)
Accounts payable and accrued expenses 79,167 7,312 8,680
Unexpended Marketing Fund
franchisee contributions (37,068) (89,563) (329,148)
Deferred franchise fee revenue (40,673) 50,168 16,850
Net Cash Provided by Operating Activities 484,811 427,165 166,813
Investing Activities
Sale of equipment 16,700 - -
Advances to affiliates (net of repayments) (172,652) (276,802) (324,240)
Issuance of note receivable (25,610) - -
Net Cash Used in Investing Activities (181,562) (276,802) (324,240)
(Decrease)/Increase in Cash 303,249 150,363 (157,427)
Cash and Restricted Cash, Beginning of Year 2,034,040 1,883,677 2,041,104
Cash and Restricted Cash, End of Year $ 2,337,289 $ 2,034,040 $ 1,883,677
Supplemental disclosure of cash flow information:
Taxes paid (recorded through inter-company account) $ 165,857 $ 158,550 $ 117,841
Interest paid $ - $ - $ -
Non-cash operating and investing activities
Asset held for resale offsetting lease termination loss $ 4,500 $ - $ -
Adopted Accounting Pronouncements
In June 2016, November 30, the FASB November 30, issued ASU 2016-13,
2024 2023
Accounts Receivable (Franchise Related) $ 69,285 $ 55,781
Notes Receivable 51,103 30,873
Lease Receivable, Net of Unamortized Interest - 38,306
120,388 124,960
Less: Allowance for Credit Losses ( 51,103) ( 28,873)
Total Receivables 69,285 96,087
Less: Current Portion ( 69,285) ( 92,576)
Long-Term Receivables $ - $ 3,511
(Franchise (Vendor Notes Receivable,
Related) Related) Receivable Net
Balance at November 30, 2023 $ - $ - $ 28,873 $ -
Adjustments to Allowance for Adoption
of ASU 2016-13 - - - -
Write-offs - - - -
Recoveries - - (5,380) -
Provision for Credit Losses - - 27,610 -
Balance at November 30, 2024 $ - $ - $ 51,103 $ -

Source: Item 23 — RECEIPTS (FDD pages 87–319)

What This Means (2025 FDD)

According to Big Apple Bagels' 2025 Franchise Disclosure Document, the company's accounts payable and accrued expenses increased by $71,855 in 2024. The FDD shows that accounts payable and accrued expenses were $79,167 in 2024 and $7,312 in 2023. This increase could reflect a number of factors, such as increased inventory purchases, delayed payments to suppliers, or changes in accrued liabilities like wages or taxes.

For a prospective Big Apple Bagels franchisee, this information provides insight into the company's short-term financial obligations and how they have changed over time. While an increase in accounts payable isn't inherently negative, it's important to understand the reasons behind the change. A significant increase could indicate that the company is managing its cash flow more tightly or is taking advantage of extended payment terms from its suppliers.

It's worth noting that accounts payable and accrued expenses are common liabilities for most businesses, including franchises. They represent obligations to pay suppliers and other parties for goods or services received but not yet paid for. Monitoring these figures can help franchisees assess the financial health and stability of Big Apple Bagels as a franchisor.

Franchisees may want to inquire about the specific factors that contributed to the increase in accounts payable and accrued expenses. Understanding the underlying reasons can provide a more complete picture of the company's financial management practices and potential implications for franchisees.

Disclaimer: This information is extracted from the 2025 Franchise Disclosure Document and is provided for research purposes only. It does not constitute legal or financial advice. Consult with a franchise attorney before making any investment decisions.