Does Zoomin Groomin recommend business interruption insurance?

According to Zoomin Groomin's 2025 Franchise Disclosure Document, they recommend that franchisees purchase business interruption insurance. The FDD states that franchisees may obtain insurance to cover any risk associated with their activity. Zoomin Groomin also requires that all insurance policies name them as an "additional insured" party.

Business interruption insurance can help protect a Zoomin Groomin franchisee from financial losses if they are temporarily unable to operate their business due to unforeseen circumstances such as vehicle damage, equipment failure, or other unexpected events. While the FDD recommends this type of insurance, it does not specify the coverage amounts or terms that Zoomin Groomin requires.

In addition to business interruption insurance, Zoomin Groomin requires franchisees to obtain and maintain other insurance coverage as specified in the Operations Manual and as required by state laws. These include commercial general liability insurance of $1,000,000 or more per occurrence (if required by state law), commercial automobile liability insurance of $1,000,000 or more per occurrence (if required by state law), and worker's compensation insurance of $100,000 or more per employee (if required by state law). Franchisees should carefully review the insurance requirements and recommendations with an insurance professional to ensure they have adequate coverage for their Zoomin Groomin business.