Who must be named as an 'additional insured' on all insurance policies for a Zoomin Groomin franchise?

According to Zoomin Groomin's 2025 Franchise Disclosure Document, all insurance policies obtained by franchisees must name Zoomin Groomin as an 'additional insured' party. This requirement is part of the general insurance obligations that franchisees must meet.

Naming Zoomin Groomin as an additional insured on the franchisee's insurance policies provides the company with a layer of protection against potential liabilities arising from the franchisee's operations. This is a fairly standard practice in franchising, as it ensures that the franchisor is covered in the event of a claim related to the franchisee's business activities.

Prospective Zoomin Groomin franchisees should factor in the costs of obtaining and maintaining the required insurance coverage, including the additional insured endorsement for Zoomin Groomin, when assessing the overall financial investment. The FDD indicates that insurance costs can range from $2,000 to $3,000, but this can vary by state and depend on the franchisee's risk management skills. It is important to consult with an insurance professional to understand the specific coverage requirements and associated costs in their particular location.