What is the minimum required amount for Comprehensive General Liability Insurance per occurrence for a Zoomin Groomin franchise?

According to Zoomin Groomin's 2025 Franchise Disclosure Document, franchisees must maintain Comprehensive General Liability Insurance. The minimum required amount is $1,000,000 per occurrence, though this may be higher if state law requires it. Franchisees are also required to carry Commercial Automobile Liability Insurance at $1,000,000 per occurrence, and Worker's Compensation insurance at $100,000 per employee, or more if state law requires.

Insurance costs are part of the initial investment for a Zoomin Groomin franchise. The FDD estimates these costs to range from $2,000 to $3,000, payable to the insurance company before beginning operations. However, the document notes that these insurance costs can vary by state and change over time based on the franchisee's risk management skill.

Zoomin Groomin also recommends that franchisees purchase business interruption insurance and allows them to obtain insurance to cover any risk associated with their activity. All insurance policies must name Zoomin Groomin as an "additional insured" party. This requirement ensures that Zoomin Groomin is protected from potential liabilities arising from the franchisee's operations.