What are the minimum Commercial Automobile Liability Insurance requirements for a Zoomin Groomin franchise?

According to Zoomin Groomin's 2025 Franchise Disclosure Document, franchisees are required to maintain Commercial Automobile Liability Insurance. The minimum coverage required is $1,000,000 per occurrence, but this amount may be higher if required by state law.

This insurance is a crucial part of protecting the Zoomin Groomin business from potential liabilities arising from accidents involving the mobile grooming vehicle. The 'per occurrence' stipulation means that the $1,000,000 limit applies to each separate incident, offering a significant level of financial protection.

In addition to Commercial Automobile Liability Insurance, Zoomin Groomin also requires franchisees to carry Comprehensive General Liability Insurance with a minimum coverage of $1,000,000 per occurrence (or more, if required by state law), and Worker's Compensation insurance of $100,000 per employee (or more, if required by state law). Franchisees are also advised to purchase business interruption insurance. All insurance policies must name Zoomin Groomin as an additional insured party.

Prospective franchisees should factor these insurance costs into their initial investment and ongoing operating expenses. It is important to consult with an insurance professional to determine the specific coverage needed based on their location and individual circumstances, ensuring full compliance with both Zoomin Groomin's requirements and state laws.