To whom is the Insurance fee payable for a Zoomin Groomin franchise?

According to Zoomin Groomin's 2025 Franchise Disclosure Document, the insurance fees are payable to third parties. The franchisee is required to carry commercial general liability, auto, and workers' compensation policies. The costs for these policies can vary by state and may change over time based on the franchisee's risk management skills.

Typically, franchisees are responsible for securing and maintaining their own insurance coverage to protect their business. This includes liability insurance to cover potential accidents or injuries, auto insurance if the business uses vehicles, and workers' compensation insurance to protect employees in case of work-related injuries. The specific types and amounts of coverage required can vary depending on the nature of the business, the number of employees, and state laws.

Zoomin Groomin franchisees should budget for these insurance costs and shop around for the best rates and coverage options. It's also important to maintain good risk management practices to potentially lower insurance premiums over time. Franchisees should consult with an insurance professional to determine the appropriate coverage for their specific circumstances and location.