Who does Stretch Zone require franchisees to use as their Insurance Agent?
Stretch_Zone Franchise · 2025 FDDAnswer from 2025 FDD Document
As discussed in ITEM 8, we require that you carry certain insurance specified in the Operations Manual.
The method and timing of payments is between you and your insurer.
We require you to use R.V.
Johnson Insurance as your Insurance Agent.
Because the selection of the carrier, size of the Premises, location of the Premises, value of the leasehold improvements, amount of inventory, amount of wages and other related conditions vary considerably, it is difficult to estimate the ultimate cost for any given franchisee.
We base this estimate on the rates in effect in Florida.
The cost of workers' compensation insurance varies from state to state.
Source: Item 6 — ITEM -6 OTHER FEES (FDD pages 16–33)
What This Means (2025 FDD)
According to Stretch Zone's 2025 Franchise Disclosure Document, franchisees are required to use R.V. Johnson Insurance as their insurance agent. Stretch Zone mandates that franchisees obtain specific insurance coverage, including types and minimum amounts, as detailed in the Operations Manual.
The FDD specifies that the method and timing of payments are matters between the franchisee and their insurer. The cost of insurance can vary significantly based on factors such as the selection of the carrier, the size and location of the premises, the value of leasehold improvements, the amount of inventory, wages, and other related conditions. Due to these variables, it is difficult to provide an exact cost estimate for each franchisee.
Stretch Zone bases its insurance cost estimates on rates in effect in Florida; however, the cost of workers' compensation insurance differs from state to state. This means that franchisees in different states may experience varying insurance expenses. Franchisees should factor in these potential cost variations when planning their initial investment and operating expenses.