What aspects of the Petro Stopping Center operation might the Petro System Standards address?

To ensure the high standards of quality and service maintained in the Petro Center, you must operate the Petro Center in strict conformity with the Petro System Standards that we provide in the Manuals or otherwise in writing. We may update and revise the Petro System Standards and will notify you of these changes by electronic or written communication (including the Internet). You must review, understand, adhere to and abide by all Petro System Standards. We may modify, add to, or rescind any Petro System Standard to adapt the Petro System to changing conditions, competitive circumstances, business strategies, business practices, technological innovations and other changes we deem appropriate in our business judgment. You must comply with all such modifications, additions, and rescissions.

The standards and specifications we provide to you may include, but are not limited to, any or all of the following:

1. design, layout, decor, appearance and lighting; periodic maintenance, cleaning and sanitation; periodic remodeling; replacement of obsolete or worn-out leasehold improvements, fixtures, furnishings, equipment and signs; periodic painting; and use of interior and exterior signs, emblems, lettering and logos, and illumination;

• 1. types, models and brands of required fixtures, furnishings, equipment, signs, computers, software, materials and supplies;
• 1. required or authorized Services and Products and product or service categories;
• 1. designated or Approved Suppliers (which may include us or our Affiliates) of all assets used or usable in the operation of your Petro Center (the "Operating Assets"), Computer Systems, Proprietary Supplies, Motor Fuel, Products and Services.

You must maintain the insurance coverages in the minimum amounts we prescribe in the Manuals. We may periodically increase or decrease the amounts of coverage required under these insurance policies and require different or a

• (a) Comprehensive general liability insurance and product liability insurance with limits of ten million dollars ($10,000,000) combined single limit per occurrence, including broad form contractual liability, personal injury, and products completed operations.

• (b) All risk (special perils) property insurance, on the Petro Center and all fixtures, equipment, inventory, and real property used in the operation of the Petro Center, for full repair and replacement value, without depreciation or co-insurance.

• (c) Commercial automobile liability insurance with a combined single limit of five million dollars ($5,000,000) per occurrence for all vehicles (owned, hired, rental, leased) used in connection with the operation of the Petro Center.

• (d) Pollution legal liability insurance with limits of not less than five million dollars ($5,000,000) per occurrence and in compliance with all state, local and federal regulations, which is inclusive of the entire Petro Center and Site as well as all USTs (underground storage tanks), or if the state where located has a tank fund, then coverage for USTs to equal five million dollars ($5,000,000) with excess coverage.

• (e) Worker's compensation insurance in amounts required by all applicable laws in which your Petro Center is located.

• (f) Employer's Liability insurance, with limits of at least one million dollars ($1,000,000) per accident.

• (g) Cyber Risk insurance, with limits of not less than $2,000,000 for each claim, covering claims arising out of or related to (a) investigation of an actual or alleged security failure, privacy event, security breach of other related incident, including but not limited to forensic services, legal counsel, and breach coaching services, breach response, and notification services, call center services, credit and identity theft monitoring and protection services, media and public relations services; (b) business income/business interruption/extra expense; (c) digital and data asset protection and restoration; (d) network security & consumer privacy liability; (e) regulatory defense and indemnification, including fines and assessments; (f) multimedia liability; (g) cyber extortion, including but not limited to the use of ransomware or other malware to compromise your systems; and (h) social engineering or other forms of electronic manipulation that result in covered loss;

• (h) Liquor liability insurance (but only if serving or selling alcoholic beverages at the Petro Center), with limits of not less than $3,000,000 for each common cause and $3,000,000 annual aggregate covering bodily injury and property damage if liability for either bodily injury or property damage is imposed by reason of the selling, serving or furnishing of any

alcoholic beverage by you;

• (i) Garagekeepers' liability insurance with limits of not less than $60,000 per occurrence in conjunction with the care, custody and control of vehicles at the Petro Center;
• (j) Such other insurance as is required under any financing document (if any) for the Petro Center or any lease for the premises of the Petro Center; and
• (k) Such other insurance as we may specify from time to time due to identification of risks and available coverages.

Source: Item 8 — RESTRICTIONS ON SOURCES OF PRODUCTS AND SERVICES (FDD pages 37–42)