Does Pearce Bespoke offer financing for any of the expenditures?
Pearce_Bespoke Franchise · 2025 FDDAnswer from 2025 FDD Document
We do not offer, directly or indirectly, financing for any of the above expenditures.
See Item 10.
The availability and terms of financing will depend on many factors, including the availability of financing generally, your creditworthiness, other security that you may have, and policies of lending institutions concerning the type of business being operated by you.
Estimated Initial Investment – Multiple Businesses Under Development Agreement
Source: Item 7 — ESTIMATED INITIAL INVESTMENT (FDD pages 15–19)
What This Means (2025 FDD)
According to Pearce Bespoke's 2025 Franchise Disclosure Document, Pearce Bespoke does not offer direct or indirect financing for any expenditures related to starting the franchise. However, the document does provide information regarding financing a vehicle.
Specifically, if a franchisee chooses to finance a vehicle, the FDD estimates are based on a 20% deposit on the final purchase invoice, with the remaining balance financed over a 60-month term at a 3% interest rate. The high side estimate includes three months of payments. The document clarifies that the actual deposit amount, term length, and interest rate may vary depending on the financing source and the franchisee's creditworthiness.
While Pearce Bespoke doesn't provide direct financing, prospective franchisees might find it beneficial to explore financing options for a vehicle through traditional sources like banks or private financing companies to potentially lower the initial investment requirement. The FDD advises that the availability and terms of financing will depend on various factors, including the franchisee's creditworthiness and the policies of lending institutions.