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When is the final payment due for the second note payable with a bank for Pearce Bespoke?

Pearce_Bespoke Franchise · 2025 FDD

Answer from 2025 FDD Document

Deferred Commissions Non-refundable Franchise Fees
Year ending December 31:
2025 $ 79,960 $ 139,500
2026 79,960 90,000
2027 79,960 90,000
2028 79,960 90,000
2029 79,960 90,000
Thereafter 301,884 314,298
$ 701,684 $ 813,798
NOTE 3 – NOTES PAYABLE
Notes payable consist of the following at December 31, 2024
Note payable with a bank. Face amount of $150,000, payable in 54 in July 2025. $ 97,508
weekly installments of $3,528 including a fixed fee of 27% of the
face amount of the note. Final payment is due
Collateralized by the assets
of the Company.
Note payable with a bank.

Source: Item 21 — FINANCIAL STATEMENTS (FDD page 39)

What This Means (2025 FDD)

According to Pearce Bespoke's 2025 Franchise Disclosure Document, the final payment for the second note payable with a bank is due in March 2026. The face amount of this note is $155,100.

The payment schedule involves monthly minimum payments of $19,818, which are to be made every two months. Alternatively, Pearce Bespoke may pay 25% of accounts receivable presented for payment processing.

This note includes a fixed fee of 13% of the principal amount. The note is collateralized by accounts receivable. As of December 31, 2024, the outstanding balance on this note was $68,874.

Disclaimer: This information is extracted from the 2025 Franchise Disclosure Document and is provided for research purposes only. It does not constitute legal or financial advice. Consult with a franchise attorney before making any investment decisions.