What are the required limits for Workers Compensation/Employers Liability insurance for Mr. Sandless franchisees?

According to the 2025 Mr. Sandless Franchise Disclosure Document, franchisees are required to maintain Workers Compensation/Employers Liability insurance with state statutory limits. This means the specific coverage amounts will vary based on the legal requirements in the state where the franchisee operates their Mr. Sandless business.

Workers' compensation insurance is designed to cover medical expenses and lost wages for employees who suffer work-related injuries or illnesses. Employers liability insurance protects the franchisee against lawsuits from employees who claim their injuries were caused by the employer's negligence.

Because the required limits are determined by state law, prospective Mr. Sandless franchisees should research the specific requirements in their state to ensure they obtain adequate coverage. They should also consult with an insurance professional to understand the implications of these requirements and to secure appropriate policies.