What is the minimum automobile liability insurance coverage required per occurrence for a Monicals Pizza franchise?

According to Monicals Pizza's 2025 Franchise Disclosure Document, franchisees must maintain automobile liability insurance with a minimum coverage of $1,000,000 per occurrence for bodily injury and property damage combined. This insurance must cover autos owned, hired, or borrowed by the franchisee, as well as non-owned auto coverage for vehicles owned by others.

This requirement ensures that Monicals Pizza franchisees have adequate financial protection in the event of an accident involving a vehicle used in the business. The $1,000,000 minimum coverage helps to cover potential costs related to bodily injury and property damage claims, safeguarding the franchisee's assets and the Monicals Pizza brand's reputation.

In addition to the automobile liability insurance, Monicals Pizza franchisees are also required to obtain other types of insurance, including commercial general liability insurance, worker's compensation insurance, and property insurance. Franchisees must also ensure that any employee using their own vehicle for off-site delivery services maintains the minimum insurance required by law. These comprehensive insurance requirements reflect the importance of risk management and financial responsibility within the Monicals Pizza franchise system.