The 2025 Ledgers Franchise Disclosure Document (FDD) specifies conditions under which Ledgers can terminate the franchise agreement, but it does not explicitly define a timeframe for failing to pay suppliers as a non-curable default. However, the FDD does state that Ledgers can terminate the agreement if a franchisee becomes "insolvent, meaning unable to pay your bills in the ordinary course as they become due." This suggests that a franchisee's inability to meet financial obligations could lead to termination.

Furthermore, the FDD outlines scenarios where Ledgers can terminate the agreement with an opportunity to cure. Specifically, Ledgers may terminate the agreement if any amount owed to them is more than 30 days past due, provided the franchisee is given notice and 30 days to cure the deficiency. This indicates that while non-payment can lead to termination, franchisees are typically given a chance to rectify the situation unless the franchisee is insolvent.

Since the FDD does not provide an exact timeframe for failing to pay suppliers that would constitute a non-curable default, it is important for a prospective franchisee to seek clarification from Ledgers regarding their specific policies on payment defaults and potential termination scenarios. Understanding the franchisor's expectations and the franchisee's obligations in maintaining financial solvency is crucial for a successful franchise operation.