According to Ledgers' 2025 Franchise Disclosure Document, if Ledgers provides central processing services to a franchisee, the franchisee will be required to pay the then-current rate charged by Ledgers for these services.

This means the cost for central processing can fluctuate over time, as Ledgers updates its rates. The FDD does not specify what factors might influence these rate changes, such as market conditions, the cost of providing the service, or other variables. It is important to note that the term "central processing" is not defined in the provided FDD excerpts, so a prospective franchisee should clarify exactly what services are included under this umbrella term.

As a prospective franchisee, it would be prudent to ask Ledgers for a detailed breakdown of what "central processing" entails, how the rates are determined, and how frequently these rates have changed in the past. Understanding the potential costs associated with central processing is crucial for accurate financial forecasting and business planning.