According to Ledgers' 2025 Franchise Disclosure Document, the franchise agreement is included as Exhibit B. Prospective franchisees should carefully review this exhibit, as it outlines the complete terms and conditions of the franchise relationship.

The franchise agreement details the obligations of both Ledgers and the franchisee, including the scope of the franchise, the term and renewal options, and the duties of both parties. It also covers important aspects such as the franchisee's territory, the use of the Ledgers system and marks, and the standards for delivering services. Understanding these details is crucial for a franchisee to operate successfully and in compliance with the agreement.

Exhibit A contains state addenda to the disclosure document and franchise agreement. These addenda apply to franchisees residing or operating a Ledgers franchise in specific states such as Michigan, California, Illinois, Indiana, Maryland, Minnesota, New York, Rhode Island, Virginia, or Wisconsin. These state-specific modifications may supersede certain portions of the standard franchise agreement to comply with local laws. Franchisees in these states should pay close attention to Exhibit A to understand how their agreement may differ from the standard agreement.