What specific coverage must the additional insured status include for Kitchen Solvers franchisees?
Kitchen_Solvers Franchise · 2025 FDDAnswer from 2025 FDD Document
Such policies must name us and our respective officers, directors, partners, members, affiliates, subsidiaries and employees as additional insured parties on all of the policies. Additional insured status shall include, without limitation, coverage for ongoing and completed operations. The additional insured endorsement form shall be ISO CG 20-26 or any other form that we approve in writing that provides comparable coverage. You agree to deliver to us periodically, or at our request, the additional insured endorsement form and such other documentation as we request evidencing the existence of such insurance coverage and your compliance with the provisions of this Subparagraph.
Source: Item 22 — Contracts (FDD page 49)
What This Means (2025 FDD)
According to Kitchen Solvers's 2025 Franchise Disclosure Document, franchisees must secure liability insurance that includes Kitchen Solvers and its officers, directors, partners, members, affiliates, subsidiaries, and employees as additional insured parties. This additional insured status must provide coverage for both ongoing and completed operations.
The required additional insured endorsement form must be ISO CG 20-26 or any other form approved in writing by Kitchen Solvers that provides comparable coverage. Franchisees are responsible for delivering the additional insured endorsement form and other requested documentation to Kitchen Solvers to prove compliance with insurance requirements.
This requirement ensures that Kitchen Solvers is protected from potential liabilities arising from the franchisee's operations, even after the completion of a project. Franchisees should consult with their insurance providers to ensure they obtain the correct coverage and forms to meet Kitchen Solvers' stipulations. Failing to maintain adequate insurance coverage could result in a breach of the franchise agreement.