If Itan obtains an insurance policy on behalf of a franchisee, what obligations does the Itan franchisee have?

Based on the 2025 FDD, the obligations of an Itan franchisee regarding insurance policies obtained on their behalf by Itan are not explicitly detailed in the provided excerpts. However, the FDD does mention cyber insurance and business interruption insurance for technology disruptions.

While the document does not specify the franchisee's obligations if Itan obtains an insurance policy, it does state that upon request, the franchisee must obtain and maintain cyber insurance and business interruption insurance for technology disruptions. This suggests that franchisees are responsible for maintaining certain types of insurance coverage to protect against specific risks related to technology.

To fully understand the franchisee's obligations, a prospective Itan franchisee should inquire with the franchisor about the types of insurance policies Itan might obtain on their behalf, the premiums associated with such policies, and the franchisee's responsibilities for payment or compliance with the policy terms. This information is crucial for assessing the overall financial and operational responsibilities of owning an Itan franchise.