What charges are included in the Credit Card Processing costs for an Itan franchise?

According to Itan's 2025 Franchise Disclosure Document, the Credit Card Processing costs include all charges imposed by the merchant processor for credit card processing services. This means that any fees or expenses that the merchant processor charges Itan franchisees for handling credit card transactions are included in this category.

For a prospective Itan franchisee, understanding these costs is crucial for budgeting and financial planning. Credit card processing fees can vary depending on the processor, the volume of transactions, and the types of cards accepted. It's important to shop around and negotiate with different merchant processors to secure the best possible rates.

These fees are a percentage of each transaction, and can quickly add up. The Item 19 table shows that the average credit card processing fees for Itan franchises were 3.6% of gross sales. Franchisees should factor this percentage into their financial projections to accurately estimate their operating expenses and profitability. It is also important to note that this figure represents an average, and individual Itan franchise locations may experience higher or lower credit card processing costs depending on their specific circumstances.