Based on the 2025 Healthsource Chiropractic FDD, while Note R discusses the cash balance defined benefit pension plan as of December 31, 2024, 2023, and 2022, it does not specify the year in which Healthsource Chiropractic froze the plan. The note provides information regarding the plan's status during those years but omits details about when the decision to freeze the plan was made.

A prospective franchisee should inquire directly with Healthsource Chiropractic's management to obtain the specific year in which the cash balance defined benefit pension plan was frozen. Understanding the history and status of the pension plan can provide insights into the company's financial decisions and long-term planning.

Without this information, franchisees lack a complete picture of Healthsource Chiropractic's employee benefits and financial commitments, which could be relevant for assessing the overall stability and management practices of the franchisor.