What is the minimum Damage to Rented Premises coverage limit required within the Commercial General Liability insurance for a Hardees franchise?
Hardees Franchise · 2025 FDDAnswer from 2025 FDD Document
imitation their interests in litigation or proceedings before the U.S. Patent and Trademark Office or other tribunal relating to the Proprietary Marks.
15. INSURANCE
- A. Franchisee shall be responsible for all loss or damage arising from or related to Franchisee's development and operation of the Franchised Restaurant, and for all demands or claims with respect to any loss, liability, personal injury, death, propert
Source: Item 23 — Receipts (FDD pages 85–541)
What This Means (2025 FDD)
According to Hardees's 2025 Franchise Disclosure Document, franchisees are required to maintain Commercial General Liability insurance with specific coverage limits. This insurance must include Damage to Rented Premises coverage with a minimum limit of $100,000.
This means that a Hardees franchisee must secure a Commercial General Liability insurance policy that covers at least $100,000 in damages to rented premises. This coverage is designed to protect the franchisee and Hardees from financial losses resulting from damage to the property they lease for their restaurant.
The Commercial General Liability insurance must have policy limits of not less than $5,000,000 per occurrence and in the aggregate. The coverage should apply per location and include coverage for contractual liability, broad form property damage, personal and advertising injury, product liability and completed operations, and not exclude food-borne illness. Franchisees must ensure their insurance policies meet these minimum requirements to comply with the franchise agreement.