Is a spouse required to sign a personal guaranty for a Focus Cfo franchise?

Focus CFO only permits entities to become Franchisees. You will be required to execute the Franchise Agreement as a limited liability company or similar entity, and own 100% of such entity. You must directly participate in and supervise the franchise business as the identified Area President. You must successfully complete our initial training program to our satisfaction before you commence operation of your business. You are required to devote sufficient time and effort to your business pursuant to the Franchise Agreement and your failure to do so could result in termination of your Franchise Agreement. You may, but are not required to, hire employees and/or outside contractors for administrative support without the written consent of Focus CFO, but you are fully responsible for them. You may only hire employees and/or outside contractors that will have a "public facing role" that will utilize the Focus CFO Marks upon prior written approval of Focus CFO. Neither you nor your spouse are required to sign a personal guaranty; however you will be bound to certain provisions of the Franchise Agreement as an equity owner of the franchise entity. The Franchise Agreement will require you to comply with a non-compete agreement and confidentiality obligations. Your spouse is not required to sign any non-compete or confidentiality agreement. Any employee and/or outside contractor that you hire will be required to sign a confidentiality and non-compete agreement whereby they acknowledge being bound to the same covenants as you are under the Franchise Agreement.

Source: Item 15 — Obligation to Participate in the Actual Operation of the Franchise Business (FDD pages 26–27)