Does Focus Cfo have the right to terminate the Franchise Agreement without cause?

According to Focus Cfo's 2025 Franchise Disclosure Document, Focus CFO does not have the right to terminate the Franchise Agreement without cause. The FDD outlines specific conditions under which Focus CFO can terminate the agreement, all of which involve some form of default or breach of contract by the franchisee.

The document details various scenarios that constitute 'cause' for termination. These include both curable and non-curable defaults. Curable defaults involve breaches of the Franchise Agreement or failure to meet performance standards, which the franchisee has a period of thirty days to rectify after receiving notice from Focus CFO. Non-curable defaults, on the other hand, include events like insolvency, bankruptcy, acts of dishonesty, or failure to comply with applicable regulations, for which Focus CFO is not required to provide prior notice or an opportunity to cure.

This arrangement is fairly standard in franchising, as franchisors typically require a justifiable reason to terminate a franchise agreement to protect franchisees who are operating within the bounds of the agreement. The absence of a 'termination without cause' clause provides a level of security for the franchisee, ensuring that their investment and business operations are not subject to arbitrary termination by Focus CFO as long as they adhere to the terms and conditions of the Franchise Agreement.