Who does 'you' and 'your' refer to when discussing Focus CFO?
Focus_Cfo Franchise · 2025 FDDAnswer from 2025 FDD Document
To simplify the language in this Disclosure Document, the words "we," "our," "us," "Company" and "Focus CFO" refer to Focus CFO Group, LLC, the franchisor. "You" and "your" refer to the Franchisee.
The Franchisee
Focus CFO offers qualified entities the opportunity to operate as a Focus CFO Area President. Focus CFO only permits entities to become Franchisees. Unless otherwise agreed by Focus CFO, the entity should be 100% owned by one individual who is the individual serving as an Area President. When "you" and "your" refer to the Franchisee, they are referring to the Franchisee entity AND the individual serving as an Area President.
Source: Item 1 — The Franchisor and any Parents, Predecessors, and Affiliates (FDD pages 6–8)
What This Means (2025 FDD)
According to Focus CFO's 2025 Franchise Disclosure Document, the terms 'you' and 'your' refer to the franchisee. Specifically, Focus CFO grants franchise opportunities to qualified entities to operate as an Area President. The document clarifies that 'you' and 'your' refer to both the franchisee entity and the individual serving as the Area President. Unless Focus CFO agrees otherwise, the entity should be 100% owned by the individual acting as the Area President.
This distinction is important for prospective franchisees because it clarifies that the franchise agreement is with a business entity, not just an individual. This structure has implications for liability, taxation, and business operations. The requirement that the entity be wholly owned by the Area President ensures a direct alignment of interest and responsibility for the franchise's performance.
It is also important to note that Focus CFO no longer offers franchise opportunities to individuals wishing to operate as a CFO. Instead, these individuals are independent contractors licensed to use Focus CFO's marks and resources. This shift in the franchise model highlights a change in Focus CFO's strategy, focusing on Area Presidents to generate new clients and manage relationships, while CFOs provide the actual services.