Does Focus Cfo offer financing for the initial franchise fee?
Focus_Cfo Franchise · 2025 FDDAnswer from 2025 FDD Document
s Item.
ITEM 5
INITIAL FEES
You will be required to pay us a lump sum initial franchise fee in the amount of Thirty-Five Thousand Dollars ($35,000) (the "Franchise Fee"). The Franchise Fee consists of (i) a payment of $17,000 to obtain this Franchise; and (ii) a one-time training fee of $18,000. This Franchise Fee will not be financed by us. You will not be permitted to engage with Focus CFO, use the Focus CFO Marks or perform services for Focus CFO clients until the full Franchise Fee is received by Focus CFO. There have been limited circumstances in the past in which Focus CFO agreed to decrease the Franchise Fee for new Franchisees who enter the System during a period in which Focus CFO focused on significant expansion of its geographic footprint. Although Focus CFO intends to apply the Franchise Fee uniformly, there may be situations where Focus CFO may offer similar discounts.
We will conduct a background check on you, and if we are not satisfied with the results of the background check, we will terminate the Franchise Agreement. If we terminate the Franchise Agreement as a result of an unsatisfactory background check, we will refund your Franchise Fee in full.
Should you terminate the Franchise Agreement, we will not refund your Franchise Fee.
If we terminate the Franchise Agreement for "cause" as defined in the Franchise Agreement, we will not refund your Franchise Fee.
You are required to both devote sufficient time and effort to the franchised business and maintain certain performance standards as set forth in the Franchise Agreement at Attachment E or as otherwise provided to you in writing by Focus CFO. If you fail to meet these standards or fail to devote sufficient time and energy to your business, you will be in default of your Franchise Agreement and Focus CFO will have the right to terminate the Franchise Agreement if you are unable to cure the default within the specified cure period. Should this occur, we are not
Source: Item 5 — Initial Fees (FDD pages 9–10)
What This Means (2025 FDD)
According to the 2025 Focus Cfo Franchise Disclosure Document, Focus Cfo does not offer financing for the initial franchise fee. The initial franchise fee is $35,000, which includes a $17,000 franchise payment and an $18,000 training fee.
Focus Cfo requires the full franchise fee to be paid before a franchisee can engage with Focus Cfo, use their marks, or provide services to clients. The FDD states that the franchise fee cannot be paid in installments, deferred, or deducted from future compensation payments.
There have been limited instances where Focus Cfo decreased the franchise fee for new franchisees during periods of significant geographic expansion. While Focus Cfo intends to apply the franchise fee uniformly, similar discounts may be offered in the future under certain circumstances. If the franchise fee is not paid in full within three business days of signing the Franchise Agreement, the agreement is void.
Prospective franchisees should be prepared to have the full $35,000 available upon signing the agreement. It is advisable to inquire with Focus Cfo about any potential discounts or special circumstances that may apply.