Is business insurance coverage mandatory or optional for Focus Cfo franchisees?

According to Focus Cfo's 2025 Franchise Disclosure Document, business insurance coverage is optional for franchisees. Focus Cfo offers optional business insurance coverage, but this is subject to limitations and indemnification provisions as outlined in the Franchise Agreement.

While Focus Cfo provides this option, franchisees should carefully evaluate their specific needs and risk profile. It is important to understand the limitations and indemnification provisions associated with the coverage offered by Focus Cfo.

Franchisees might want to consult with an insurance professional to determine if the optional coverage provided by Focus Cfo is sufficient or if additional or alternative coverage is necessary to adequately protect their business. This decision should be based on a thorough assessment of potential risks and liabilities associated with operating a Focus Cfo franchise.