What is the minimum coverage limit required for abuse and molestation coverage for a Face Foundrie franchise?
Face_Foundrie Franchise · 2025 FDDAnswer from 2025 FDD Document
ty insurance, which is included in the leasehold improvements category.
Presently we require you to maintain the following minimum insurance coverages: (i) comprehensive general liability insurance with limits of at least $1,000,000 per occurrence, and $2,000,000 in the general aggregate; (ii) abuse and molestation coverage with limits of at least $1,000,000 per occurrence; (iii) all risks coverage for full repair and replacement value of all of the property, equipment, furniture, fixtures and supplies used in your Facial Bar with no more than a $1,000 deductible; and (iv) worker's compensation and professional liability insurance with limits of at least $1,000,000, as well as any other insurance required by law. We also recommend that you obtain cyber liability insurance with coverage of
Source: Item 7 — ESTIMATED INITIAL INVESTMENT (FDD pages 23–27)
What This Means (2025 FDD)
According to the 2025 Face Foundrie Franchise Disclosure Document, franchisees are required to maintain certain minimum insurance coverages. Specifically, Face Foundrie requires abuse and molestation coverage with limits of at least $1,000,000 per occurrence.
In practical terms, this means a Face Foundrie franchisee must secure an insurance policy that provides at least $1,000,000 of coverage for each instance of abuse or molestation that may occur at their Facial Bar. This coverage is intended to protect the business from potential financial liabilities arising from such incidents.
It is important for prospective franchisees to factor in the cost of this insurance coverage when assessing the overall financial investment required to start and operate a Face Foundrie franchise. Failure to obtain or maintain the required insurance could result in Face Foundrie securing insurance on the franchisee's behalf and requiring reimbursement for the premiums, along with an administrative fee.