Where can I find the Expense Reduction Analysts Franchise Agreement within the FDD?

According to Expense Reduction Analysts' 2025 Franchise Disclosure Document, the Franchise Agreement is attached as Exhibit C. Item 1 of the FDD states that if the franchisee is a corporation, limited liability company, or other business entity, certain provisions of the Franchise Agreement also apply to the owners and will be noted in Exhibit C.

Prospective franchisees should carefully review Exhibit C, the Franchise Agreement, to understand their rights and obligations. This includes terms related to fees, termination, renewal, and other critical aspects of the franchise relationship. Understanding these terms is essential before signing any binding agreement or making payments to Expense Reduction Analysts.

Additionally, the FDD includes state-specific addenda in Exhibit E that may amend certain sections of the Franchise Agreement to comply with local laws. For example, addenda for North Dakota, California, and New York address issues such as non-compete clauses, choice of law, and franchisee rights, potentially modifying the original agreement terms. Therefore, franchisees should review both the Franchise Agreement and any applicable state addenda to fully understand the terms of their franchise agreement.