What does the 'PARPay Service' enable Dq Treat Participating Locations to do regarding Gift/Credit/Debit Cards?
Dq_Treat Franchise · 2025 FDDAnswer from 2025 FDD Document
- m. "PARPay Service" means the PARPay services made available to Participating Location by PAR for the PARPay Service Fees (as defined herein) paid by Participating Location, which allow Participating Location to issue Gift Cards to customers and/or accept Credit and Debit Cards from customers using the platform to enable (i) Participating Location to register and monitor sales and usage of each Gift /Credit/Debit Card only via Participating Location Tokens, (ii) customers to use Gift/Credit/Debit Cards to purchase goods and services at Participating Location's locations (iii) for Participating Location to access, read, and confirm all customer Gift/Credit/Debit Card Data only via Participating Location Tokens and to create reports in various formats regarding sale and related transactions.
Source: Item 17 — The following paragraph is added to the end of Item 17 of the Disclosure Document: (FDD pages 70–378)
What This Means (2025 FDD)
According to Dq Treat's 2025 Franchise Disclosure Document, the PARPay Service enables participating locations to manage gift, credit, and debit card transactions. Specifically, it allows locations to issue gift cards and accept credit/debit cards from customers. The platform facilitates the registration and monitoring of sales and usage for each card, but only via Participating Location Tokens. Customers can use these cards to make purchases at the Dq Treat location.
Participating locations can access, read, and confirm all customer Gift/Credit/Debit Card Data, again, only via Participating Location Tokens. The system also allows for the creation of various reports regarding sales and related transactions. This comprehensive service aims to streamline payment processing and provide detailed transaction insights for the franchisee.
The PARPay service also provides EMV, NFC, Apple® Pay and MSR compliant transaction management linking to international acquirers. The PARPay Service includes point to point encryption (P2PE v2.0), transport layer security (TLS v.1.2) and tokenization technology to process payments. Certified and supported payment processors are set forth on Schedule C-2.
In using the PARPay Services, Dq Treat franchisees are responsible for all Participating Location PARPay Data that is "Gift Credit/Debit Card Masked data". They are also responsible for implementing, monitoring, and managing Participating Location's Store Network and Participating Location's Corporate Network, including all Payment Card Industry Data Security Standards (PCI-DSS) related controls and activities for these networks, and not storing/recording "Gift/Credit/Debit Card Unmasked Data."