Does ADQ or its affiliates receive payments for referring Dq Treat franchisees to financing sources?
Dq_Treat Franchise · 2025 FDDAnswer from 2025 FDD Document
Although they may have done so in the past, ADQ and its affiliates generally do not offer financing arrangements or similar assistance to franchisees, except as explained below. Neither ADQ nor its affiliates finance any part of the initial franchise fee.
Neither ADQ nor its affiliates will offer site acquisition, equipment or leasehold financing services to you for the establishment of your franchised business. You must obtain necessary financing through third parties. ADQ periodically arranges with third party finance companies or banks to make financing programs available to franchisees. These arrangements ordinarily involve no more than arranging to put franchisees in contact with sources of financing available. There is no assurance that financing will be offered in any particular instance. If financing is offered, the financial institution independently establishes the amount, terms, interest rate and duration. Neither ADQ nor any of its affiliates receive any payments in exchange for such referrals or the
Source: Item 10 — Financing (FDD pages 36–37)
What This Means (2025 FDD)
According to the 2025 Dq Treat Franchise Disclosure Document, ADQ and its affiliates do not receive payments for referring franchisees to financing sources. While ADQ may arrange for franchisees to contact third-party finance companies or banks, these arrangements are limited to facilitating contact with potential financing sources.
ADQ does not guarantee that financing will be offered and the financial institutions independently determine the amount, terms, interest rate, and duration of any financing offered. The FDD emphasizes that it is the franchisee's responsibility to secure the necessary financing for establishing their Dq Treat business.
This arrangement is favorable for prospective franchisees as it means ADQ has no financial incentive to steer them towards a particular financing option. Franchisees can independently evaluate and choose the financing that best suits their needs without concern that ADQ is profiting from the referral.