What additional insurance coverages might a Dog Haus Remote Kitchen franchisee need?

According to Dog Haus's 2025 Franchise Disclosure Document, a Remote Kitchen franchisee may need to obtain additional insurance coverages based on the terms of their Remote Kitchen Agreement.

Item 8 of the FDD discusses various restrictions on sources of products and services, including insurance requirements. While the document outlines the standard insurance requirements for all Dog Haus franchisees, it specifies that Remote Kitchen franchisees might have additional needs as dictated by their Remote Kitchen Agreement. These standard insurance requirements include worker's compensation insurance, employer's liability insurance with $1,000,000 combined single limit coverage, comprehensive general liability insurance and product liability insurance with limits of $1,000,000 per occurrence and $2,000,000 aggregate coverage, automobile liability insurance on company vehicles with a combined single limit of at least $1,000,000, loss of income insurance, rental value insurance, employment practices liability insurance, and additional insurance and types of coverage as required by the terms of any lease for the Franchised Restaurant premises, including an umbrella policy with limits of $1,000,000 to $3,000,000.

This implies that the specific insurance needs for a Remote Kitchen can vary depending on the individual agreement and the location of the facility. It is important for prospective Remote Kitchen franchisees to carefully review their Remote Kitchen Agreement and consult with an insurance professional to ensure they have adequate coverage.

Prospective franchisees should discuss these potential additional insurance requirements with Dog Haus to fully understand the scope of coverage needed and associated costs.