Is there a preferred lender that Del Taco recommends to franchisees?
Del_Taco Franchise · 2025 FDDAnswer from 2025 FDD Document
Notwithstanding anything to the contrary contained in this Agreement, Franchisee acknowledges and agrees that, at Del Taco's sole option, Del Taco may establish one or more strategic alliances or preferred vendor programs with one or more nationally or regionally-known suppliers who are willing to supply all or some Restaurants with some or all of the products and/or services that Del Taco requires for use and/or sale in the development and/or operation of Restaurants.
In this event, Del Taco may limit the number of approved suppliers with whom Franchisee may deal, designate sources that Franchisee must use for some or all products and other products and services, and/or refuse any of Franchisee's requests if Del Taco believes that this action is in the best interests of the System or the franchised network of Restaurants.
Del Taco shall have unlimited discretion to approve or disapprove of the suppliers who may be permitted to sell products to Franchisee.
Source: Item 10 — FINANCING (FDD page 31)
What This Means (2025 FDD)
Based on the 2025 Del Taco Franchise Disclosure Document, there is no mention of preferred lenders that Del Taco recommends to franchisees. The document does outline various fees, obligations, and relationships with suppliers, but it does not specify any financial institutions or lending programs that Del Taco endorses or requires franchisees to use.
While the FDD does not list preferred lenders, it does discuss strategic alliances or preferred vendor programs with nationally or regionally-known suppliers. Del Taco may limit the number of approved suppliers with whom a franchisee may deal and designate sources that the franchisee must use for some or all products and services. Del Taco has the discretion to approve or disapprove of the suppliers who may be permitted to sell products to the franchisee.
As the FDD does not provide information on preferred lenders, a prospective Del Taco franchisee should directly ask Del Taco's franchise development team about available financing options or recommended lenders during their due diligence process. This will help the franchisee understand if there are any specific financing programs or relationships that could benefit them in establishing their Del Taco franchise.