How are the recurring fees for each ACH settlement transaction determined for Del Taco franchisees?
Del_Taco Franchise · 2025 FDDAnswer from 2025 FDD Document
- 2. Standard Fees: The standard fees are comprised of the following:
- Recurring fees for each ACH settlement transaction (assessed according to the funds movement frequency that is established according to Del Taco's consortium); and
- Designated Location Fees (which are monthly service charges assessed per Designated Location).
Source: Item 23 — RECEIPTS (FDD pages 59–325)
What This Means (2025 FDD)
According to Del Taco's 2025 Franchise Disclosure Document, franchisees will incur recurring fees for each ACH (Automated Clearing House) settlement transaction. These fees are linked to the frequency of funds movement, which is established according to Del Taco's consortium. This implies that the more frequently funds are transferred via ACH, the more often these fees will be assessed.
These recurring fees are part of the standard fees franchisees pay, which also include Designated Location Fees, described as monthly service charges assessed per Designated Location. The FDD also mentions that BAMS (Banc of America Merchant Services) handles the ACH transactions and will debit the franchisee's bank account for these fees.
Prospective franchisees should clarify with Del Taco the specific details of the consortium agreement, including the exact frequency of fund movements and the corresponding recurring ACH settlement transaction fees. Understanding these fees is crucial for accurately forecasting operating costs and managing cash flow.